BAH Calculator 2026 - Estimated Basic Allowance for Housing
... ACTIVE PERSONNEL

Calculation Parameters

E-5 (Sergeant)
Enlisted
E-1 to E-4(PVT-SPC)
E-5 (Sergeant)SGT
E-6 (Staff Sergeant)SSG
E-7 (Sergeant First Class)SFC
E-8 (Master Sergeant)MSG
E-9 (Sergeant Major)SGM
Warrant Officers
W-1 (Warrant Officer 1)WO1
W-2 (Chief Warrant Officer 2)CW2
W-3 (Chief Warrant Officer 3)CW3
Commissioned Officers
O-1 (Second Lieutenant)2LT
O-2 (First Lieutenant)1LT
O-3 (Captain)CPT
O-4 (Major)MAJ
O-5 (Lieutenant Colonel)LTC
O-6 (Colonel)COL
FY 2026 (Projected +3.2% COLA)

Estimated Entitlement

MONTHLY BAH TOTAL
$0.00
FY 2026 PROJECTION
Base Rent Estimation $0
Utilities Provision $0

*Values are estimates based on projected inflation for FY2026. Actual rates are released in Dec 2025.

Calculation History

  • No calculation history available

Click any entry to reload

Understanding BAH Rates for 2026

Basic Allowance for Housing (BAH) is a US military allowance to offset the cost of housing when you do not receive government-provided quarters. Your BAH depends on your location (Duty Station Zip Code), pay grade, and whether you have dependents.

How is 2026 BAH Calculated?

The Department of Defense (DoD) releases new rates every December. This tool uses the current MHA (Military Housing Area) data and applies a Projected COLA (Cost of Living Adjustment) algorithm to estimate payments for the 2026 fiscal year. This helps service members plan finances for upcoming PCS moves.

Key Factors:

  • MHA (Military Housing Area): Local rental market costs determine base rates.
  • Rank: Higher ranks receive higher allowances to afford larger dwellings.
  • Dependency Status: Members with dependents typically receive 15-20% higher BAH.
  • Rate Protection: If BAH rates decrease, existing residents are protected.
  • 2026 Projection: Estimated 3.2% increase based on inflation trends.

Disclaimer

This tool provides estimates only. Official 2026 BAH rates will be released by the Department of Defense in December 2025. Always verify with your finance office for official entitlements.