Calculate BAH
Get accurate housing allowance estimates
Your BAH Calculation
Calculation complete
Allowance Breakdown
BAH Comparison
Recent Calculations
Your last 15 calculations
No calculations yet
Perform your first calculation to see history
Quick Tools
About BAH
BAH rates vary by location, rank, and dependency status.
Rates are updated annually in December for the following year.
Includes utilities, renters insurance, and rental expenses.
What is the Basic Allowance for Housing (BAH)?
The Basic Allowance for Housing (BAH) is a U.S. military allowance intended to offset the cost of housing when you do not receive government-provided quarters. The amount depends on your location, pay grade, and whether you have dependents.
How 2026 BAH Rates are Calculated
BAH rates are determined by the cost of rental housing in each Military Housing Area (MHA). Specifically, it includes the median current market rent and average utilities (including electricity, heat, and water/sewer) for six housing profiles.
- Rank: Higher ranks typically receive a higher allowance.
- Zip Code: Areas with a higher cost of living yield higher BAH rates.
- Dependents: Service members with dependents generally receive a higher rate than those without.
Why use this BAH Calculator?
This advanced tool helps service members plan their finances by providing instant estimates for the 2026 fiscal year. Unlike standard charts, this calculator offers visualization tools, history tracking, and export options (PDF/CSV) for your records.